Finance Manager – Lending

Lesaka Technologies is seeking a skilled Finance Manager – Lending to oversee the financial management of our loan products. This role requires a strategic thinker with strong financial acumen, ensuring profitability, compliance, and alignment with business objectives.

Key Responsibilities

• Take ownership of the product’s Profit & Loss (P&L),ensuring profitability and alignment with financial goals.
• Develop financial models and forecasts for loan products, analyzing expected demand, revenue, and risks.
• Ensure accurate and timely completion of bank and system reconciliations for disbursements, revenue, and other financial transactions.
• Review and approve bad debt write-offs in line with company policy.
• Oversee the refund approval process, ensuring compliance with financial protocols.
• Collaborate with FP&A teams to align financial forecasts and maintain accuracy in projections.
• Manage and account for Year-to-Maturity (YTM) models on a monthly, annual, and audit basis.
• Ensure adherence to accounting standards and regulatory requirements in all financial reporting.
• Oversee the financials of the Special Purpose Vehicle (SPV), ensuring accurate financial records, transfer pricing/invoicing, and bank reconciliations under the new funding structure.
• Work with IT teams to integrate loan products into the accounting platform.
• Partner with internal audit teams to maintain controls and ensure compliance with financial standards.

Experience & Qualifications

• BCom (Accounting or Finance) Honours required.
• CA(SA) preferred.
• 5–8 years of experience in a similar role.
• Experience in a financial institution is essential.